Finance is under pressure to transform
As digital disruption accelerates, financial institutions must rethink how they operate — and take bold steps toward modernization. By embracing smart technologies, banks can unlock powerful potential within their internal operations: more efficiency, greater productivity, and increased value creation.


Automated withholding tax management
To help financial institutions navigate this transformation, RAQUEST - the FinTech within the Halvotec Group - has developed the leading software for automating operational processes related to withholding tax. RAQUEST enables a faster, more cost-effective tax reclaim process while offering bank clients an improved, value-added service experience.








